LATEST NEWS: FEMA revises the preferred Risk Policy (PRP) program to grant two additional years beginning in 2011
INDIVIDUAL PROPERTY FLOOD ZONE INFORMATION
The City of Winters is providing flood zone determination for individual properties upon request. When you call or email, please be ready to provide your name, property address, phone number and e-mail address.
All zones that begin with the letter "A" are called Special Flood Hazard Areas and/or High-Risk Flood Zone. These terms are interchangeable. This is important as you review the information on this web page and the FEMA website.
ZONES A, AH, AE, AO - All zones beginning with "A" are determined by FEMA to be high-risk and flood insurance is normally required if a property if involved in any type of loan or credit line.
ZONES X, X500, X (0.2) - All zones beginning with "X" are determined by FEMA to be low or moderate risk and flood insurance is recommended but not required.
FLOOD INSURANCE INFORMATION
The National Flood Insurance Program (NFIP) Grandfathering Rule is very important to all properties moving into a Special Flood Hazard Area (SFHA) high-risk flood zone. Please read the FEMA facts sheet below.
- Saving on Flood Insurance - NFIP Grandfathering Rule
- NFIP Map & Zone Grandfather Rules
- NFIP Grandfather Rules for Insurance Agents
If your property is moving into a Special Flood Hazard Area (SFHA) high-risk flood zone, you can save on your flood insurance premiums! For further questions on flood insurance, please contact the FEMA representative below:
Jana Critchfield, FEMA Region IX Mitigation - 510-627-7266
Below are the letters received from FEMA for the City of Winters. The purpose of these letters is to provide Letter of Map Changes (LOMCs) that FEMA has revalidated and will continue to be recognized with the updated flood maps that became effective on June 18, 2010.
- Winters Revalidation Letter (PDF)
The specific cases listed in these letters can be obtained from FEMA's web site at the link below.
- Letter of Map Changes (LOMCs)
The following takes you to a FEMA web site with comprehensive information on flood maps and insurance.